ATO 2026 compliant · Australian salary packaging

Smarter novated lease decisions, made simple

Calculate your tax savings, understand ATO policy changes, and get AI-powered guidance — whether you're packaging your first EV or comparing fleet provider quotes.

$6,334

Max GST saving on purchase

46.88%

36-month residual (ATO min.)

3

EV FBT phases through 2029

100%

Pre-tax for eligible EVs (now)

Everything you need in one place

Tools, guides, and news — built for Australian employees

Three steps to clarity

01

Enter your details

Salary, vehicle price, lease term, and EV/HECS status.

02

Review your quote

Fleet-style cards for package total, PAYG, and GST — upload a PDF to verify provider figures.

03

Get expert guidance

Upload a quote and chat with NOVA for personalised answers.

Why Australians choose novated leasing

A novated lease lets you pay for a vehicle and its running costs from your pre-tax salary. Combined with GST savings and — for eligible EVs — a full FBT exemption, it can reduce your total cost of car ownership by thousands each year.

  • Pay from pre-tax salary — lower income tax
  • GST saving on purchase price (up to ~$6,334)
  • Package fuel, insurance, servicing, and registration
  • EV FBT exemption eliminates post-tax ECM (until phase-down)
  • No deposit required — drive a new car sooner
Read the buying guide

Tax savings

Salary sacrifice

EV exemption

FBT-free until 2027

ATO compliant

Residual values

3-party lease

You, employer, financier

Ready to see your savings?

Use our ATO-compliant calculator, upload a fleet provider quote, or ask NOVA — all free.